When most people hear the word “insurance” they
think of their cars, but in many cases their home is the most important
and expensive piece of property they own. Our agency offers a variety
of comprehensive homeowners insurance policies to choose from and these
plans can be tailored to suit your individual needs and budget.
ERIE’s HomeProtector policies automatically include
a full complement of standard features that cover your dwelling, personal
property and other structures. The policy also includes liability protection,
loss of use and medical payments to others coverage. You may take advantage
of higher deductibles, discounts and credits to reduce your insurance
premiums, and you can add endorsements to your policy to broaden the
protection limits even further.
Deductible
Paying for smaller claims yourself
may enable you to lower your homeowners insurance premiums by choosing
a higher deductible. ERIE offers a choice of deductibles, including:
Multi-policy – By insuring your auto and home
with ERIE, you will receive a discount on your auto premium as well
as your homeowners insurance premium.
ERIE offers a variety of optional coverages to meet your
individual needs and these can be added to your homeowners policy by
endorsement for a minimal additional premium: